Can you believe it’s been a year since the first COVID-19 case was discovered in the US? It’s been quite a rollercoaster year for all of us, and many of us really took a hit on finances or at least cutback. I remember clearly the day I got furloughed (and still am) from one of my larger clients and knew I was going to have to cut back on spending.
Being frugal isn’t a word I always use, but I do like to think I am *pretty* good at managing my money. However, I still learn every day new ways that I save money – basically by doing nothing at all!
One of the things I know I never thought about – or thought existed – was cheaper prescriptions. I thought you were at the mercy of your health insurance and/or pharmacy. I just never really looked into it or thought you had much say in it. We all know how expensive prescriptions can be, especially as parents who have to take care of ourselves, our kids and possibly even our own parents. Like most people, I assumed the price for medications was the same everywhere, but it’s not!
Just when Americans need it most, there is Optum Perks.
This free prescription discount app is simple – it allows you to save money on many FDA-approved medications nationwide.
How does Optum Perks work?
You just download the app for free, search for your current prescription and it will locate it for you at the nearest location for the best price. Remember when we all were in awe of the app that showed us the cheapest gas prices around? This is next level and just what we need in 2021.
Even better? You don’t even need insurance to use Optum Perks, you can still save money!
Think about it:
- $1.7+ billion saved on prescription medications
- 18.6 million people have used Optum Perks discounts
- Over 64,000 pharmacies nationwide accept Optum Perks – from the big chains to your local pharmacy around the corner
Why haven’t you downloaded the app yet? No signup. No fees. No insurance required. Get a discount card and start saving right away. Download the app here.
How did Optum Perks make this happen?
Optum Perks did the heavy lifting for you. They went and negotiated bulk pricing with pharmaceutical companies so they can now pass savings on to individuals at many nationwide pharmacies.
Some questions you might have:
What medications are included? Most generic prescription medications plus a variety of pharmaceutical brands are eligible for discount pricing.
What pharmacies can I use? Majority of pharmacies, both large chains and small independents, across the United States and in Puerto Rico, including CVS, Walgreens, RITEAID, Walmart, and Costco.
Does it cost me money to use? No, the mobile app and searching for prescription discounts at perks.optum.com are free
Do I need health insurance? No, you just need to show the card to your pharmacist. If your cost for a medication is $10 through insurance, you may be able to get a cheaper cost by just using the Optum Perks coupon.
Does using this program count toward my insurance deductible? No. Optum Perks is not a replacement for insurance. Optum Perks provides discounts through coupons for prescriptions. Think about this as an out-of-pocket cost that might be cheaper than using your insurance.
Spread the word!
Help others save money during this trying time – we can all use some extra dollars in our pocket. Share the love and download the app for FREE here.
This is a paid post in partnership with Optum Perks. All opinions are my own. Thank you for supporting FootballFoodandMotherhood.com.
